Bluerock Residential Growth REIT Redeemable Preferred Stock & Warrants

Bluerock Residential Growth REIT Redeemable Preferred Stock & Warrants Bluerock Realty for years was a short term commercial lender and in 2004 it switched its focus to multifamily housing. As of last year, the company owned 21 multifamily properties totaling 6,972 rental units and investments in 10 development multifamily properties representing 2,598 rental units under… Read More »

9 Penalty-Free IRA Withdrawals

9 Penalty-Free IRA Withdrawals By Denise Appleby | Updated June 14, 2017 — 12:08 PM EDT The contributions you make to your IRA are intended to supplement your income during your retirement years. However, as much as you would like to let your IRAs remain untouched until retirement, unforeseen expenses may force you to distribute… Read More »

How to Avoid the 10% IRS Early Withdrawal Penalty

Have you ever wondered how you could get money out of your traditional IRA pre-59.5 years of age without paying the 10% early withdrawal penalty? There is a little known section of the IRS tax code: Section 72t that allows you to take substantially equal periodic payments (SEPP) on an annual basis before the age… Read More »

The High Net Worth Guide to Social Security

By Daniel Kurt | Updated May 12, 2017 — 2:35 PM EDT Even if you’re pulling in substantial income from other sources, Social Security can help pad your nest egg and, if invested, increase the assets you leave to your heirs. But maximizing your benefit requires some careful planning, especially if you find yourself in… Read More »

Income Taxes and Your Retirement Accounts

Depending on your view of where you believe taxes are headed, it might be a concern when making your retirement investment decisions. We have all been advised to put money away for retirement in tax deferred accounts like 401(k)s and IRAs. As your 401(k) and IRAs grow, so does the government’s share since they are… Read More »

Consider These Fees When Evaluating Mutual Funds

There is a common belief that investing in mutual funds is a conservative way to accumulate wealth in the stock market. We have all seen the cover of financial magazines that read: “Our 100 Best Mutual Funds for 2017.” Yes, magazine companies are in the business of selling their magazines. If you are looking at… Read More »

Tax Savings with a Roth IRA and Real Estate

In 2010 due to The Tax Increase Prevention and Reconciliation Act of 2005, all holders of IRAs (SEP, SIMPLE and traditional) may convert to a Roth IRA, regardless of their income. Previously, in order to be able to convert from an IRA to a Roth IRA your income needed to be under $100,000. The IRS… Read More »