Author Archives: Rebecca Dawson

Roth IRA Distributions versus Traditional IRAs

5 Secrets You Didn’t Know About Roth IRAs By Tim Parker | Updated July 28, 2017 — 6:00 AM EDT Talk to any financial planner, investment advisor or financially savvy friend and the subject of the Roth IRA is likely to come up. People are in love with the Roth right now because – though… Read More »

9 Penalty-Free IRA Withdrawals

9 Penalty-Free IRA Withdrawals By Denise Appleby | Updated June 14, 2017 — 12:08 PM EDT The contributions you make to your IRA are intended to supplement your income during your retirement years. However, as much as you would like to let your IRAs remain untouched until retirement, unforeseen expenses may force you to distribute… Read More »

How to Avoid the 10% IRS Early Withdrawal Penalty

Have you ever wondered how you could get money out of your traditional IRA pre-59.5 years of age without paying the 10% early withdrawal penalty? There is a little known section of the IRS tax code: Section 72t that allows you to take substantially equal periodic payments (SEPP) on an annual basis before the age… Read More »

The High Net Worth Guide to Social Security

By Daniel Kurt | Updated May 12, 2017 — 2:35 PM EDT Even if you’re pulling in substantial income from other sources, Social Security can help pad your nest egg and, if invested, increase the assets you leave to your heirs. But maximizing your benefit requires some careful planning, especially if you find yourself in… Read More »

Income Taxes and Your Retirement Accounts

Depending on your view of where you believe taxes are headed, it might be a concern when making your retirement investment decisions. We have all been advised to put money away for retirement in tax deferred accounts like 401(k)s and IRAs. As your 401(k) and IRAs grow, so does the government’s share since they are… Read More »